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This is the second part of my series on mutual fund basics. Don’t miss Part I on Making the Plunge. Preliminaries If you hear the word “savings,” what images pop into your head? If you’re like most people, you probably think of banks, people in suits, or you get a shiver of anxiety realizing that you don’t [...] Vanguard Target Retirement 2045 Fund (VTIVX) As I mentioned previously, I recently moved my Roth IRA from American Funds to Vanguard. When I transfered, I placed all my money in the Vanguard STAR Fund (VGSTX) initially, which only requires a $1,000 minimum. Recently I contributed enough money to break the $5,000 mark, and this was my [...] So, you’ve heard about mutual funds, but the plethora of companies and funds is enough to leave your head spinning? That sounds familiar, for that was me not too long ago. Mutual funds can be an intimidating investment for the beginning investor, especially for the type of person who seeks safety in banks. Just last [...] (Vanguard legally obligated me to remove their logo image from this post. Why? Because they’re a bunch of assholes. I still dislike “loaded” mutual funds, but I like Vanguard even less.) Today I transferred my Roth IRA from American Funds to Vanguard. Why, you ask? It’s simple. There is not much money in it, but the [...] |
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