Credit cards

Another AMEX Blue Sky Bonus Offer - Watch Your Mailboxes

A day rarely goes by in which I do not receive a credit card offer or two (or five!) in the mailbox. Some people undoubtedly consider it “junk.” As the saying goes, “one man’s trash is another man’s treasure.”
I wish I could say that all the card offers I receive are “treasure,” but unfortunately, most [...]


Discover’s Dirty Little Cashback Bonus Secret

If you use a Discover credit card, there is something you should know - a dirty little secret that Discover probably doesn’t want you to know.
Actually, it’s not so secret because they actually publish it on their website, but it IS secret because it’s not so easy to find.
Before I spill the secret, first you [...]


Citi mtvU - A Great Student Credit Card

I rarely apply for a credit card without some kind of sign-up bonus, but I recently made an exception for the mtvU card from Citi. Yes, this is a “student” credit card, and though the end is in sight for my doctorate, I am still technically a student!
What I Like
Here’s what I like about the [...]


100 Free Thank You Points from Citi

Today I received a letter from Citi informing me that I could receive 100 free “Thank You” points for simply browsing their online mall. There is no custom code, so I assume it’s open to anyone who has a “Thank You” account.
So, if you have a “Thank You” account, it’s worth a shot to [...]


The No-Interest Credit Card

Guest post by Michael McGinnis
On this blog you have seen mention of numerous credit card sign-up bonuses. Of course, credit card companies don’t offer them out of pure generosity. No, they hope that after you’ve taken advantage of them, they can take advantage of you. It’s business, after all, and credit card companies are not [...]


University of Iowa (Bank of America) Card - $250 Sign-up Bonus

Here is another $250 sign-up bonus offer, this time offered by Bank of America. The card is titled the “University of Iowa WorldPoints Platinum Plus Mastercard.” Whew! That’s a mouthful!
The Card
Here are a few details on the card:

Receive one point for every dollar spent. Points can be redeemed toward cash, travel, hotels, merchandise, [...]


Why it (Occasionally) Pays to Discover

My very first credit card was from Discover, and it was the only credit card I had for years (before I knew anything about money and credit). I was satisfied with it because I knew it had a “cashback” program, and in my ignorance I just always assumed it was always up to 5% cashback.
Boy, [...]