Money Hackers Blog Network

Citi Adds $60 Annual Fee to Many Cards – Watch Your Mailbox

If you have a credit card from Citibank, keep an eye on your mailbox because Citi has recently implemented a $60 annual fee for many of their cards. Citibank – the same too-big-to-fail monstrosity – the same company that accepted taxpayer bailout money and subsequently jacked up interest rates across the board – yeah, that [...]

Schwab Invest First Credit Card – Working Link

You’ve probably heard about the Schwab Invest First credit card already. You know, the one that offers 2% cashback on all purchases? It’s been available for roughly a year now, but Schwab has stopped actively promoting it. A working application link is difficult to find, but try this one below:

Application Link

In years past, my [...]

Chase Sapphire Sign-up Bonus - $100 or $150

Chase is promoting their new Sapphire credit card by offering a sign-up bonus for it. The card comes in both a free version and an annual fee version, with a $100 and a $150 sign-up bonus respectively.

Unfortunately, it doesn’t look like you can get both bonuses because the offer is only good for first-time [...]

VISA Black Credit Card – Exclusive or Egotistic?

To the best of my knowledge, I’m not a pretentious jerk-wad. Nor is my ego inflated by enticements of luxury and exclusivity. I’ve never owned a “Members-only” jacket, if that means anything at all.

Imagine my surprise, then, when I received an invitation to apply for the exclusive Black Card from VISA, which (according to [...]

The Fall of Chase Freedom – Continued Commentary

If you have a Chase Freedom card, you have likely received a letter from them touting some upcoming improvements to your account. I received my letter a little over a week ago, and I giddily responded here.

The main highlights are that Chase is tossing aside the 3% cashback scheme for set categories (such as groceries [...]

Chase Freedom Card Turns into Discover

Update: read some continued commentary on this topic here.

Since 2007 the Chase Freedom card has been one of my most oft-used credit cards. I like it because it gives me 3% cashback at grocery stores, gas stations, and quick service restaurants, like fast food, pizza places, and coffee houses. It was even part of [...]

Another AMEX Blue Sky Bonus Offer – Watch Your Mailboxes

A day rarely goes by in which I do not receive a credit card offer or two (or five!) in the mailbox. Some people undoubtedly consider it “junk.” As the saying goes, “one man’s trash is another man’s treasure.”

I wish I could say that all the card offers I receive are “treasure,” but unfortunately, most [...]