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Could interest rates for savings accounts possibly be headed for zero percent? Flagstar seems to think so! As I was updating the Savings Rate Wiki this morning, I couldn’t help but gawk at Flagstar’s astonishing new rate: Zero percent at Flagstar Zero percent! Wow! Sign me up! I have thousands of dollars in my mattress that [...] To help facilitate easier updating for the official Savings Rate Wiki, I’ve decided to create this post as a central placeholder. I try to stay on top of rate changes as best I can, but rates are falling fast (as of this writing). I could use your help. Here’s where you come in. If you notice [...] I just performed a complete overhaul of the savings rate wiki. It was in dire need of an update, and bank rates have been dropping so frequently that almost every existing rate changed. Wow. Some highlights Dollar Savings Direct is no longer 4.00%. Oh how far the mighty has fallen! It is now down to 3.5% – [...] (Rates may be out-dated. Please see the Current APY Wiki for updates) WTDirect is offering up to $250 bonus for new customers who open a savings account. Here’s a link to the promo page: Winter Bonus Blast Promo More details OPEN a new account — use promotion code WTG3DNC Link to Wiki In the realm of online savings accounts, here is a quick summary of changes from the last few days: Rate Hikes Savings Square (3.60%) – up from 3.05% Rate Drops Venture Bank Direct (3.60%) – down from 3.80% (Rates may be out-dated. Please see the Current APY Wiki for updates) If I were to tell you that there is an FDIC-insured bank paying 5.13% APY right now, how hard would you laugh? Furthermore, what if I told you that they have been offering 5%+ rates for over a year now? Would you bust a [...] Need an extra $25? Sure, we could all use some extra cash in this crappy economy. ING Direct is running a promotion for their Orange savings account (see rate wiki). Here’s how the promotion works: If you click one of the links below and open an ING Direct account with at least $250, you will immediately [...] |
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