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WTDirect Savings is currently running a promotional offer in which you can earn up to a $500 bonus. The bonus is easy to earn, but the potential hurdle is that you need a chunk of existing cash in order to earn the full bonus. Link to Promotional Offer Earning the bonus is simple – for each $10,000 [...] Continuing my recent string of account closings as part of my grand plan to simplify my savings account setup, I just closed my HSBC Direct Advance account. Doing so was was easy, and did not require a phone call. If you want to close your account online, all you have to do is log in and look [...] Since I finally decided to close my FNBO Direct account, I’ve been thinking a lot about the multitude of savings accounts that I’ve created over the last few years. Most of them are now idle, practically abandoned with only a penny, or maybe a dollar in them. Many of them I opened for some promotional reason, such [...] Remember the days when banks were actually trying to compete for deposits by raising interest rates on savings accounts? Nope, I don’t either. I opened an account with FNBO Direct back when they were paying a glorious 6% on their online savings account. Those days have long past, and once their rate started plummeting, I [...] In thinking of ways to make updating the Savings Rate APY Wiki a little easier, I decided to give it a full facelift. Take a look! It now has better integration with the rest of the site. Plus, it’s hosted by Google Docs, meaning that making updates is as simple as editing a spreadsheet (no more deciphering [...] What’s the worst online savings or money market account that you can think of? Chase/WaMu? No. E*Trade? Goodness, no. How about OnBank? No, but their current rate (0.50%) does totally suck. Of course, there’s more than one way to evaluate the worthiness of a bank. Specifically, features, rates, and customer service are the main factors up for [...] (Rates may be out of date. Please see the Savings Rate Wiki for the latest rates) I regret to report that E*Trade just lowered the rate on their Complete Savings account to a miserly 1.20% APY. This is disappointing to me because I have the bulk of my emergency fund there. While their savings rate was never [...] |
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