By Mr. B(Rates may be out-dated. Please see the Current APY Wiki for updates)
WTDirect is offering up to $250 bonus for new customers who open a savings account. Here’s a link to the promo page:
More details
- OPEN a new account — use promotion code WTG3DNC
- LINK an existing bank account to your new WTDirect account during the application process.
- FUND your new WTDirect account by initiating an online transfer by 12/22/08.
- EARN your bonus — calculated by determining the average balance from 1/1/09 – 2/28/09.
During that time, you will have 100% access to your funds. - RECEIVE your cash bonus in mid-March. It will be deposited directly to your WTDirect account.
WTDirect currently pays 3.06% APY on accounts with a $10,000 balance or greater. For poor people like myself, scraping together 10k is a mighty hurdle. For balances that fall below 10k, they only pay a paltry 0.5% APY.
Fortunately, there is no minimum balance required to open the account. WTDirect grants a 60-day window – ALL funds earn the top rate for the first 60 days. After that, the rate drops to 0.5% unless you’ve met the required 10k. For more information, see their FAQ page.
Other information
WTDirect routing number – 052173464
Type of credit inquiry – soft
Number of allowed linked accounts – unlimited
If you can muster at least 10k, this is an easy opportunity to earn $50 or more. In this crappy economy, any extra cash is welcome!
Thanks to reader “Bill” for notifying me of the bonus offer.
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