I recently decided to dip my toes in the peer-to-peer lending waters. Sure, the midst of a credit crunch may seem like a terrible time to get involved in unsecured loans, but I’m taking an optimistic view. Perhaps, given the tightening of credit by banks, this is an ideal time to try some peer-to-peer lending. [...]
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Back on 30 January 2008, I made a prediction. In response to the Fed cutting the rate down to 3%, I wrote: Where will it stop? Allow me to make a (hopefully erroneous) prediction – interest rates will hit 1.0% by Summer 2009. See for yourself. Alas, I regret to say that my prediction has come true, albeit [...] (This is a lament for the E-Loan Savings Account.) Dear E-Loan, Oh, how far your greatness has fallen! Back when you were young, you greeted me with your glorious 5.5% APY! How I rushed to you, and how you comforted me! I looked at you in wonder and with confidence, and I bestowed upon you all the [...] Diners rejoice! Restaurant.com has a coupon for 80% off their restaurant gift certificates. Enter EIGHTY as the coupon code at checkout, and you can purchase a $25 gift certificate for only $2. Amazing. Just enter your ZIP code to see participating restaurants in your area. I lucked out – one of my favorite breweries is in [...] Ever since I was a small boy, granola has been one of my favorite cereals. My parents encouraged me to eat it for health reasons, but I just loved the taste. I’m sure my parents were thrilled to feed me granola rather than an onslaught of sugary, artificial cereals. Fast-forward 20 years or so, and I [...] (Rates may be out-dated. Please see the Current APY Wiki for updates) Can you believe it? This morning the Fed issued an emergency rate cut down to 1.5% (from 2%). While this is not unexpected – Wall Street has been crying and blubbering about a rate cut for a while now – the reaction of Dollar [...] |
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