Archive for April, 2007
My Credit Card Usage Plan for Maximum Rewards
I admit, I use credit cards a lot. To me, it’s much simpler than writing a check, and I tend to carry very little cash. Plus, you can earn rewards from the credit card companies. Yes, I’m one of those people who whips out a card to buy a coffee refill for 85 cents. [...]
Vanguard Simplifies Account Fees
Effective 26 April 2007, Vanguard is changing its fee structure. It used to be that Vanguard charged “small” accounts an extra $10 per year. For example:
Old fee structure
$10 per year for each index fund with less than $3,000 invested
$10 per year for any fund with less than $2,500
$10 per year for an IRA with less [...]
My New Favorite Four-Letter Word: A-M-E-X
And I mean “four-letter word” in the best way possible, of course.
Why do I say that it’s my favorite new word? If you read my previous entries on applying for an AMEX Blue Sky card as well as two new Citi cards, then here’s an update.
Citi
I received all three cards at the same [...]
Mutual Fund Basics - Initial Decisions and Advice
This is the second part of my series on mutual fund basics. Don’t miss Part I on Making the Plunge.
Preliminaries
If you hear the word “savings,” what images pop into your head? If you’re like most people, you probably think of banks, people in suits, or you get a shiver of anxiety realizing that you [...]
Four Painful Ways to Save Money
You work hard to earn your money. That’s why I’m here to tell you how to hang onto more of it, no matter the cost!
Stop paying taxes!
Without fail, millions of Americans begin a feverish scramble sometime around the middle of April in order to pay their taxes. I propose that one can potentially save [...]
More Sign-up Bonuses - CitiBank
Since I applied for an AMEX card with a sign-up bonus yesterday, I decided to go ahead a apply for a couple others. Why, you ask? Each time you apply for a new credit card, it creates a “hard” inquiry on your credit report, thus revealing the new “potential” debt and lowering your credit score [...]
Applied for MY First AMEX Today - Blue Sky
I received a targeted credit card offer from American Express a few days ago. Since I’ve never had an AMEX card before, I knew little about them. I opened the packet, skimmed it, and was about to throw it away when I saw that it contained a sign-up bonus offer. Hmmm, time for a closer [...]
